CONSTRUCTION
Liberty provides a dedicated team of professionals specializing in the construction industry, helping you protect your company, employees, and assets while providing an industry advantage through consulting and education.
If you have a Commercial Motor Vehicle
INSURANCE REQUIREMENT & CONTRACT REVIEWS
Our experts review and analyze construction contracts to examine what areas may not be insurable and ensure risk transfer provisions are met. We identify provisions where additional coverages or limits are required. Liberty contract review teams can advise on signing agreements that can require you to indemnify another party for losses and how your limits may be diluted by additional insureds.
SURETY BONDING
Construction bonds are essential in the construction industry and are often required for bid considerations and contract awards, such as bid bonds, performance bonds, and payment and maintenance bonds. Our surety relationships in all 50 states allow us to provide the best options and rates, enabling you to build your capacity and industry reputation.
BUILDERS RISK & INSTALLATION FLOATER
Coverages may include contingent coverage, soft costs, mechanical breakdown and testing to avoid potentially large and damaging uncovered claims. Our top-rated and trusted carriers provide comprehensive quotes for commercial or residential buildings from ground-up projects to renovations – available on a blanket or job-specific basis.
LARGE DEDUCTIBLE & CAPTIVE SOLUTIONS
The partnerships we’ve developed allow access to multiple groups and captive solutions, which can reduce premium costs and increase/incentivize safety. Our large deductible plans allow for more control over your losses and a significant cash flow advantage; the best-in-class businesses we represent see significant profit potential and improved risk control.
FLEET SAFETY
Liberty’s fleet safety team will assist with driver training, pre/post-accident strategies, and MVR monitoring procedures. We can develop or review programs, including fleet safety, pre-employment screenings, and vehicle maintenance. Our experts can provide consulting regarding DOT compliance, Driver Fitness BASIC scores, FMSCA Compliance, and Safety & Accountability (CSA).
The Liberty Advantage
WORKERS’ COMPENSATION SERVICES
MOD rate calculation and analysis helping
to reduce claim frequency and lower your
insurance cost.Assistance in development of Return-to-Work, Workplace Health and Safety programs.
OSHA Reporting & Compliance, Safety Webinars, Facilitating claim reviews, and Medical Panels.
CLAIMS MANAGEMENT SERVICES
Dedicated team of claim professionals who work closely with our clients providing timely communication, claim analysis, reviews and
24/7 reporting.Advocate for our clients – negotiating with
adjustors – diligent monitoring for a prompt &
fair resolution.Simplify the filing, managing and outcome of
your claim.
PROGRAM & RISK MANAGEMENT SERVICES
Unique, holistic approach to educate and empower insurance decision makers.
Implementation of programs and policies with one of our 50 insurance partners to reduce your overall cost.
Access to the Liberty Solutions Center – thousands of free HR & Loss Control materials.
Get Your Comprehensive Risk Management Review
Contact us today for your free risk review and to discuss how we can help you accomplish your specific companies goals.
BUILDER’S RISK AND INSTALLATION FLOATER
It’s never a problem until it’s a problem. Having a properly structured builder’s risk or installation floater will protect you when job-site materials go missing.
LADDER AND FALL SAFETY
Keep your employees safe by using the Liberty Solution Center to have material available for your company’s next tool box talk.
SCAFFOLDING AND FALL PROTECTION
Preventing serious injuries to employees is important to every employer, the last thing anyone wants is to have someone experience an injury at work that impacts their ability
to live a normal life.
EMPLOYEES AND RTW PROGRAM
Accidents happen. Mitigate the costs of those claims with an effective return-to-work program. Reducing the medical and indemnity payments associated with a Workers Compensation claim will ultimately reduce your premium through a lower experience modification factor.
OSHA RECORDABLE TRAKING PROGRAM
Maintain your OSHA 300 logs in the Liberty Solution Center via our complimentary online product. Don’t pay for separate tracking software when ours is included!
CONTRACT REVIEWS
Risk transfer is a real thing and will impact your ability to recover from a subcontractors or general’s insurance policy in the event of a claim. You may still need to sign the contract, but going in educated on the risk you are assuming is best practice.
SURETY BONDING
Having cost-effective capacity available for our contractors to successfully bid public jobs both large and small is important. Our bonding department works exclusively with our contracting clients actively bidding these projects.
