OUR EXPERTISE

We are proud to offer extensive expertise in many industries. Here’s a list of areas where our teams have provided decades of service.

BUSINESS INSURANCE EXPERTISE

Liberty provides comprehensive insurance coverage specifically tailored to the construction industry, specializing in placement and risk management services for all types of construction operations.

  • Insurance Requirement and Contract Reviews
  • Comprehensive Risk Management Review
  • Surety Bonding
  • Builders Risk and Installation Floater

Liberty’s client base represents billions of dollars in insurable property value. Our real estate specialists will work to reduce your overall cost of risk by creating coverage for your business.

  • Property Valuations
  • COA/HOA Reviews
  • Claims Management
  • Slip/Trip Falls Prevention

Liberty understands the specialized services of the home health care industry, allowing us to customize coverage unique to your specific level of care.

  • Sensitivity Trainings and Materials
  • Lift/Transfer and Injury Prevention Trainings
  • State Required Coverage Recommendations

Hospitality Retail

Liberty’s customized approach allows us to tailor comprehensive insurance programs for restaurants, hotels, production companies or any other hospitality business.

  • Comprehensive Risk Management
  • Asset Review
  • Management Liability Training
  • HR Consultation

The U.S. manufacturing industry is vibrant and growing rapidly. Liberty will work to create a comprehensive insurance program to protect your employees, your assets and your products.

  • Return to Work Program Implantation
  • Safety Committee Implementation and Support
  • Learning Management System
  • Cyber Liability
  • Product Liability & Manufacturing E&O
  • Proper Lifting Techniques

Liberty works with a number of diverse transportation companies. Our knowledge and expertise allows us to mitigate risk and find you the best coverage at the best price.

  • Fleet Safety Program and Training
  • MVR Criteria and Driver Review
  • Claims Management

Liberty is proud to be the #1 insurer of a large, nationally acclaimed franchise and has an expert team ready to discuss a tailored program solution.

  • Online trainings and HR portal
  • Risk Mitigation Tools
  • Loss Control Analysis

EMPLOYEE BENEFITS EXPERTISE

  • Benchmarking, Plan Modeling
  • Claims Utilization
  • Employee Benefit Education
  • Self-Funded or Level-Funded Benefit Programs (Medical, Dental, Vision)
  • Medical Stop Loss Coverage 
  • Budget / Premium Equivalent Rates 
  • ICHRA
  • ERISA Disclosure
  • ACA Reporting
  • Health Risk Consulting, on Staff Corporate Wellness Specialist
  • HR Handbook and Consultation
  • Annual Compliance Audits
  • Health Care Reform, ERISA, HIPAA, COBRA
  • Uniquely Designed Benefit Strategy
  • Benefit Plan Education
  • Health Care Cost Transparency
  • Prescription Drug Management
  • Manage Health Care spending by Utilizing Pre-Tax Dollars (i.e. FSA, HRA, HSA)

PERSONAL PROTECTION EXPERTISE

Home is more than where we rest our heads at night, it’s where we build our lives. Let us help you protect your biggest asset. Our comprehensive coverage review is just one of many services we offer.

  • Comprehensive Coverage Review
  • Replacement Cost Evaluator
  • Vacation Home Markets

Don’t let a single moment define your financial life. When you’re in an auto accident, you want to know you have the best coverage available and an agent ready to walk you through the process. We are always here to listen to your needs and create a policy that works best for you.

  • Agreed Vehicle Coverage
  • Collector Car Options
  • OEM Parts Coverage

Did you know you can increase your overall liability coverage, above and beyond your home and auto limits? Did you know that surface water damage is typically not covered by your homeowner’s policy? Talk to us about asset protection to ensure you have the right amount of coverage to keep your life moving happily along.

  • Umbrella Liability
  • Flood Insurance
  • Boats and Yachts