HOSPITALITY RETAIL

Our hospitality team delivers solutions to industries such as food and beverage services, franchises, grocery stores, and fitness centers, providing specialized insurance plans such as Liquor Liability, Business Interruption, Food Spoilage, and Employment Practices Liability.

HR CONSULTATION

Keeping up with all relevant HR topics affecting employees is difficult. Our Liberty Management System (LMS) provides hundreds of articles, forms, guidelines, videos, state-specific content, and employee education material.

MANAGEMENT LIABILITY TRAINING

The Liberty Management System includes training sessions on topics like sensitivity and harassment in the workplace that provide information about how to prevent employment practices and other management liability situations.

SAFETY COMMITTEE FORMATION/CERTIFICATION

We can assist with the implementation of a Certified Safety Committee to reduce workplace injuries and lower workers’ compensation costs. Our support includes initial certification, safety committee setup, managing filing deadlines, and access to HandS – Pennsylvania’s web-based management system for progress tracking and risk identification.

SLIP, TRIP & FALL PREVENTION

Property owners must maintain a safe business and, as an employer, must work to reduce the potential for slip and fall accidents which are a major cause of injury for both workers and customers. Liberty Insurance helps to implement accident prevention programs, regular workplace inspections, and post- accident control measures.

EMPLOYMENT PRACTICES LIABILITY INSURANCE

EPLI can protect against employee-related lawsuits including wrongful termination, harassment, and discrimination. We can help reduce your risk of these claims by providing resources such as workplace violence seminars, standardized procedures for promotions, terminations, and disciplinary actions, and creating employee handbooks.

The Liberty Advantage

WORKERS’ COMPENSATION SERVICES

  • MOD rate calculation and analysis helping
    to reduce claim frequency and lower your
    insurance cost.

  • Assistance in development of Return-to-Work, Workplace Health and Safety programs.

  • OSHA Reporting & Compliance, Safety Webinars, Facilitating claim reviews, and  Medical Panels.

CLAIMS MANAGEMENT SERVICES

  • Dedicated team of claim professionals who work closely with our clients providing timely communication, claim analysis, reviews and 24/7 reporting.

  • Advocate for our clients – negotiating with adjustors – diligent monitoring for a prompt & fair resolution.

  • Simplify the filing, managing and outcome of your claim.

PROGRAM & RISK MANAGEMENT SERVICES

  • Unique, holistic approach to educate and empower insurance decision makers.

  • Implementation of programs and policies with one of our 50 insurance partners to reduce your overall cost.

  • Access to the Liberty Solutions Center – thousands of free HR & Loss Control materials.

Get Your Comprehensive Risk Management Review

Contact us today for your free risk review and to discuss how we can help you accomplish your specific companies goals.

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HR CONSULTATION

As a valued Liberty Insurance Agency client gaining access to our HR consultation team will provide you with a next level of HR related resources from real professional with industry experience.

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HANDBOOK & EMPLOYEE POLICY DEVELOPMENT

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MANAGEMENT LIABILITY TRAINING

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SAFETY COMMITTEE FORMATION / CERTIFICATION

A state-certified safety committee will save you 5 percent off your Workers’ Compensation premium in Pennsylvania. Our team can help with implementing a new committee or keeping you in compliance and renewing your existing coverage.

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FORK TRUCK TRAINING

Although we use them everyday, these indispensable tools can cause severe injuries. We’ve had them knock of scissors lifts and severely injure coworkers coming around the corner. Annual safety training on their operations is a must!

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EMPLOYMENT PRACTICES LIABILITY INSURANCE

Suits in the workplace for wrongful termination and discrimination continue to trend upward. You have the ability to get your preferred council pre-approved prior to a claim. Have you had that conversation with your broker and insurer?

BUSINESS HOSPITALITY / RETAIL