The liberty advantage for you

For individuals, the Liberty Advantage approach enables us to offer risk management strategies and comprehensive personal lines that take all your business and personal interests into consideration.

We’ll build a customized plan for you based on a complete portfolio of insurance and risk management products that protect your personal assets including, but not limited to: life, disability, home, auto, long-term care.

Through our relationships with more than 25 of the nation’s top insurance carriers and access to hundreds more on a brokerage basis, we offer all the insurance products an individual or family needs for complete protection.

We provide our business clients with the most comprehensive personal insurance services available, including:

  • Expert assessment of personal liability assumed in contracts, leases and condominium by-laws
  • Annual coverage surveys to determine potential exposure, coverage or needs
  • Assistance with claim adjustments; third party claims handled aggressively and in your best interest
  • Protection for your home, auto and assets (including items such as fine arts, valuable articles, automobiles, aircraft, watercraft, and financial security) both domestically and abroad
  • Risk management and insurance solutions related to estate planning and protecting your personal liability when acting as a director or officer of a non-profit
  • Coverage concerns regarding personal assets held in LLC’s or trusts

We’re able to provide the best personal insurance products at competitive prices:

  • Motor Vehicles
  • Automobiles
  • Watercraft
  • Collectible Cars
  • Motorcycles
  • Recreational Vehicles
  • Homeowners (Authority up to $25 million)
  • Tenant Homeowners
  • Condominium Owners
  • Valuable Items
  • Vacation Homes

Additional Products:

  • Flood Insurance
  • Mine Subsidence
  • Umbrella Liability
  • Group Life/Group Health
  • Boats and Yachts
  • Loss of Income
  • Estate Planning
  • Asset Management

95% of our customers rank our Personal Lines team as excellent or above average (Customer Satisfaction Survey)

Our personal insurance department is part of a select group that achieved the Chubb Cornerstone, Encompass Gold Key and the Travelers Elite designations, which represent the highest standards set forth by these carriers.