TRANSPORTATION-FLEET
Liberty provides comprehensive insurance coverage designed and tailored to the transportation industry, specializing in placement and risk management services for all types of fleet operations.
If you have a Commercial Motor Vehicle
FLEET SAFETY PROGRAM AND TRAINING
Our Fleet Safety and Pre-Employment programs can aid with implementing and developing overall safety, cargo securement, accident review, regulatory compliance, DOT compliance, Safety and Accountability (CSA), and more. These programs are designed to improve your safety performance by providing access to a library of training videos on topics like distracted driving, new employee safety orientation, and defensive driving techniques.
BUSINESS REGISTRATIONS, FILINGS, AND RECORD KEEPING
Depending on your cargo, area of operation, registration type, and more, you could be required to file various forms such as the MCS-90, Form E, BMC-91, BMC34, oversize/overweight loads, International Fuel Tax Agreements (IFTA’s), and others.
We can assist with establishing your USDOT Number Registration and recordkeeping processes to comply with local and federal requirements. We also provide guidance to maintaining compliant CDL driver files and platforms to house and organize the information.
SPECIALIZED TRANSPORTATION COVERAGES
Our specialized transportation coverages can include protection against a variety of hazards such as pollution, trailer interchange, on-hook/riggers, damage to motor truck cargo, hazardous materials, and damage during loading/unloading.
LARGE DEDUCTIBLE & CAPTIVE SOLUTIONS
The partnerships we’ve developed allow access to multiple groups and captive solutions, which can reduce premium costs and increase/incentivize safety. Our large deductible plans allow for more control over your losses and a significant cash flow advantage; the best-in-class businesses we represent see significant profit potential and improved risk control.
FLEET SAFETY
Liberty’s fleet safety team will assist with driver training, pre/post-accident strategies, and MVR monitoring procedures. We can develop or review programs, including fleet safety, pre-employment screenings, and vehicle maintenance. Our experts can provide consulting regarding DOT compliance, Driver Fitness BASIC scores, FMSCA Compliance, and Safety & Accountability (CSA).
The Liberty Advantage
WORKERS’ COMPENSATION SERVICES
MOD rate calculation and analysis helping to reduce claim frequency and lower your insurance cost.
Assistance in development of Return-to-Work, Workplace Health and Safety programs.
OSHA Reporting & Compliance, Safety Webinars and Training, Medical Panel Administration and Classification/Exposure Reviews.
CLAIMS MANAGEMENT SERVICES
Dedicated team of claim professionals who work closely with our clients providing timely communication, claim analysis, reviews and 24/7 reporting.
Advocate for our clients – negotiating with adjustors – diligent monitoring for a prompt & fair resolution.
Simplify the filing, managing and outcome of
your claim.
PROGRAM & RISK MANAGEMENT SERVICES
Unique, holistic approach to educate and empower insurance decision makers.
Implementation of programs and policies with one of our 50 insurance partners to reduce your overall cost.
Access to the Liberty Solutions Center – thousands of free HR & Loss Control materials.
Get Your Comprehensive Risk Management Review
Contact us today for your free risk review and to discuss how we can help you accomplish your specific companies goals.
DRIVER TRAINING VIDEOS
Time is money. Getting your employees into the same spot for training wastes time. Instead, have your company phones send out shorter 60-90-second videos get your drivers thinking about safety in a cost effective matter and improve your bottom line.
MEDICAL PANEL REVIEW AND CONSULTATION
In the state Pennsylvania, you can direct care in the first 90 days from the Employees first visit. Working with the insurance companies to have a fully vetted medical panel of treating physicians will impact your claim dollars, which ultimately should result in a lower experience modification and premium savings.
CLAIMS MANAGEMENT / MITIGATION
Automobile insurance rates continue to trend upward year over year. Distracted driving increases accident frequency, and more technology in vehicles is “driving” up vehicle replacement costs. Working with our claims team to reduce costs associated with third-party liability claims will reduce your premiums!
FLEET SAFETY PROGRAMS
Having vehicles on the road every day is probably the largest severity exposure for most businesses. Make sure you have proper hiring procedures and put the right driver’s behind the wheel.
