Q: Does workers’ compensation have “disease” as an injury which would cover employees who are off because they were exposed to COVID-19 at the workplace?


As the coronavirus (COVID-19) outbreak evolves, businesses face growing uncertainty as to how this pandemic will affect their operations long term. Many of our clients have questions regarding COVID-19 as it relates to their business and employees. Each day, we will focus on an important question and provide our response.

A: If it is determined that the employee contracted the virus at work then it would be compensable, and you do have the coverage. However, in all likelihood, the burden of proof is going to be on the employee to prove he/she was infected at work.

Basically, if the disease is deemed compensable by a workers’ compensation judge then your workers’ compensation policy will provide coverage.

Please contact your Liberty Advisor with any additional questions.



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